Here we are at the start of November which means it's time to think about Christmas shopping. You may think it's too early but I like to spread it out one paycheck at a time. It really does make it a lot easier on the bank account.
It was almost two years ago when I was so mad at Walgreens for changing the way their rewards program worked. It used to be that if you had the rewards dollars you can spend how many you had however you wanted.
I know it is never too early to start thinking about those Christmas gifts. I mean we have to budget right? I bought all my families gifts last weekend. Now all I have on my list is for my daughter.